..earning you miles for your next business class flight at less than half the price
Nick uses his credit card on CardUp to pay his income tax, rent & insurance amounting to $51,000 annually
At 1.5 miles per dollar, he earns 94,200 miles for this spend
And takes off on a business class flight to Tokyo worth $4,000 at only $1,591 of CardUp fees!
Simple fee structure
Hong Kong Business Class
61,000 Miles
CardUp Fee: $1,030
Standard Economy: $860
Top up only: 19% ($170)
Top destinations to redeem your miles
Bump yourself up from a return economy to return business class from as low as 4% top up
Turkey Business Class
98,000 Miles
CardUp Fee: $1,660
Standard Economy: $1,590
Top up only: 4% ($70)
Japan Business Class
94,000 Miles
CardUp Fee: $1,600
Standard Economy: $1,400
Top up only: 14% ($200)
Figures shown are from Singapore Airlines redemption charts and are for illustrative purposes only, actual cost and redemption rates may vary by dates.
Maldives Business Class
78,000 Miles
CardUp Fee: $1,300
Standard Economy: $1,000
Top up only: 30% ($300)
Rome Business Class
184,000 Miles
CardUp Fee: $3,100
Standard Economy: $2,350
Top up only: 32% ($750)
CardUp accepts all major credit cards
No sign up fees. No subscription fees. No hidden costs. Only pay when you use CardUp.
The rewards earned on your credit card will easily outweigh this small fee
Credit cards offer miles, points or cashback on every dollar you spend on CardUp. That's up to 9% in return value when you redeem your miles earned through CardUp, or up to 5% cashback on your payments.
Plus! Save up to $2,000 with our referral program
2.6%
3.3%
Processing fee per payment
CardUp accepts all major credit cards
International Cards
Hong Kong 61,000 Miles
Top up from as low as 19% more from an economy class ticket
Top destinations to redeem your miles
Bump yourself up to get a return business class ticket from as low as 4% top up!
Turkey 98,000 Miles
Top up from as low as 4% more from an economy class ticket
Japan 94,000 Miles
Top up from as low as 14% more from an economy class ticket
Figures shown are from Singapore Airlines redemption charts and are for illustrative purposes only, actual cost and redemption rates may vary by dates.
Maldives 78,000 Miles
Top up from as low as 32% more from an economy class ticket
Rome 184,000 Miles
Top up from as low as 33% more from an economy class ticket
Earn miles & cashback on all rent payments
Supported by partnerships across Singapore
Enjoy massive savings with 1.79% (u.p 2.6%) fee on your rent payment
Enjoy massive saving with 1.79% (u.p 2.6%) fee on rent payment
CardUp accepts all major credit cards
Contact us
(+65) 3163 9289
hello@cardup.co
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Funds held in safeguarded account for no more than 3 hours
Managed hundreds of millions of dollars in payments
All payments made through CardUp are held to the highest standards of security
Licensed as a Major Payment Institution by the Monetary Authority of Singapore
How does CardUp help you earn more rewards?
CardUp lets you earn rewards on your credit card for payments where:
- credit cards are not typically accepted
- rewards are typically not given
Payments such as:
- Rent & Rental deposits
- Insurance premiums
- Taxes
- Education fees
- Mortgage & Car loans
- Payroll
- Supplier invoices
- Business services
- ...and more!
Scroll down to learn more about CardUp
Is there a fee?
Yes, there is a small fee per transaction to cover processing costs, as well as to provide a secure and reliable service for your everyday use.
However, the rewards can easily outweigh this fee - here's how:
1 Figures shown are for illustrative purposes only, actual cost and redemption rates may vary by dates.
2 CardUp charges a processing fee per transaction to enable card payments in places where you couldn't use your card before.
Calculations are based on 2.25% CardUp fee. (S$61,800 x 2.25% = S$1,390)
Michelle wishes to earn miles on her rent, insurance and tax amounting to $61,800 annually — but most credit cards don't give rewards on these payments.
She discovers CardUp and now racks up additional miles by shifting these payments to her card. With the miles earned, she redeems a return business flight to Tokyo worth S$4,000. Although she pays a fee2 to use CardUp, she still saves over 60% on the business class flight!
Michelle is a miles chaser
and she loves travelling
Let's see how she can save over 60% on a business class flight!
1
2
Her card gives 1.4 miles per dollar spent — this means she's missing out on over 86,500 miles1 every single year.
3
3 Figures shown are for illustrative purposes only, actual cost and redemption rates may vary by dates.
4 CardUp charges a processing fee per transaction to enable card payments in places where you couldn't use your card before.
Calculations are based on 2.25% CardUp fee. (S$61,800 x 2.25% = S$1,390)
3 Figures shown are for illustrative purposes only, actual cost and redemption rates may vary by dates.
4 CardUp charges a processing fee per transaction to enable card payments in places where you couldn't use your card before.
Calculations are based on 2.25% CardUp fee. (S$61,800 x 2.25% = S$1,390)
Nick is a cashback lover
and he loves to save.
Let's see how he manages to save over S$600 each year on necessary expenses
1
Nick uses a cashback card for his expenses including his rent, insurance premiums and kid's school fee payments amounting to S$2,000 each month. However, his bank does not recognise these as eligible payments.
2
His favourite cashback card rewards him with 5% cashback3. This means that he is missing out on S$1,200 worth of cashback every single year.
3
He shifts these payments onto his cashback card via CardUp. Even though he is charged a small fee4 per transaction, Nick is still able to save over S$600 every year for these payments he's making anyway!
Nick is a cashback lover
and he loves to save.
Let's see how he manages to save over S$600 each year on compulsory expenses
3 Figures shown are for illustrative purposes only, actual cost and redemption rates may vary by dates.
4 CardUp charges a processing fee per transaction to enable card payments in places where you couldn't use your card before.
Calculations are based on 2.25% CardUp fee. (S$24,000 x 2.25% = S$540)
Enjoy discounted CardUp fees when you redeem your promo code from now till 30 June 2022!
1.79% CardUp fee* (u.p. 2.6%)
on all your rent payments from
now till 30 June 2022
*Valid for all rent payments scheduled on or before 30 June 2022 with due date before 6 July 2022. See the full terms and conditions here.
*By submitting this form, you agree to receive marketing emails from CardUp. You have the option to opt-out at any time. For more details refer to our Privacy Policy
1 Figures shown are for illustrative purposes only, actual cost and redemption rates may vary by dates.
2 CardUp charges a processing fee per transaction to enable card payments in places where you couldn't use your card before.
Calculations are based on 2.25% CardUp fee. (S$61,800 x 2.25% = S$1,390)
3 Figures shown are for illustrative purposes only, actual cost and redemption rates may vary by dates.
4 CardUp charges a processing fee per transaction to enable card payments in places where you couldn't use your card before.
Calculations are based on 2.25% CardUp fee. (S$24,000 x 2.25% = S$540)
It's really easy to use CardUp
Set up payment
Credit card charged
CardUp charges your card plus a CardUp fee three business days before your payment due date.
Recipient gets paid
Your recipient receives the funds by bank transfer, without the need to register with CardUp.
Sit back and earn miles, points or cashback on your credit card for every payment made!
You earn rewards
1
2
Create a free account and enter your payment details.
Payments can be made in advance, or on recurring schedules.
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