..earning you miles for your next business class flight at less than half the price

Nick uses his credit card on CardUp to pay his income tax, rent & insurance amounting to $51,000 annually

At 1.5 miles per dollar, he earns 94,200 miles for this spend

And takes off on a business class flight to Tokyo worth $4,000 at only $1,591 of CardUp fees!

GET STARTED

Figures shown are for illustrative purposes only, actual cost and redemption may vary by dates.

Simple fee structure

Hong Kong Business Class 
61,000 Miles

CardUp Fee: $1,030
Standard Economy: $860
Top up only: 19% ($170)

Top destinations to redeem your miles

Bump yourself up from a return economy to return business class from as low as 4% top up

Turkey Business Class 
98,000 Miles

CardUp Fee: $1,660
Standard Economy: $1,590
Top up only: 4% ($70)

Japan Business Class 
94,000 Miles

CardUp Fee: $1,600
Standard Economy: $1,400
Top up only: 14% ($200)

Figures shown are from Singapore Airlines redemption charts and are for illustrative purposes only, actual cost and redemption rates may vary by dates.

CALCULATE MY REWARDS

Maldives Business Class
78,000 Miles

CardUp Fee: $1,300
Standard Economy: $1,000
Top up only: 30% ($300)

Rome Business Class 
184,000 Miles

CardUp Fee: $3,100
Standard Economy: $2,350
Top up only: 32% ($750)

CardUp accepts all major credit cards

No sign up fees. No subscription fees. No hidden costs. Only pay when you use CardUp.

The rewards earned on your credit card will easily outweigh this small fee

Credit cards offer miles, points or cashback on every dollar you spend on CardUp. That's up to 9% in return value when you redeem your miles earned through CardUp, or up to 5% cashback on your payments.


Plus! Save up to $2,000 with our referral program

GET STARTED

2.6%

3.3%

Processing fee per payment

CardUp accepts all major credit cards

International Cards

Hong Kong 61,000 Miles

Top up from as low as 19% more from an economy class ticket

Top destinations to redeem your miles

Bump yourself up to get a return business class ticket from as low as 4% top up!

Turkey 98,000 Miles

Top up from as low as 4% more from an economy class ticket

Japan 94,000 Miles

Top up from as low as 14% more from an economy class ticket

Figures shown are from Singapore Airlines redemption charts and are for illustrative purposes only, actual cost and redemption rates may vary by dates.

CALCULATE MY REWARDS

Maldives 78,000 Miles

Top up from as low as 32% more from an economy class ticket

Rome 184,000 Miles

Top up from as low as 33% more from an economy class ticket

Get offer

Earn miles & cashback on all rent payments

Supported by partnerships across Singapore

Enjoy massive savings with 1.79% (u.p 2.6%) fee on your rent payment

Enjoy massive saving with 1.79% (u.p 2.6%) fee on rent payment

pay rent online with your credit card

CardUp accepts all major credit cards

Contact us 
(+65)  3163 9289
hello@cardup.co

©  CardUp Pte Ltd

Bank standard security - PCI compliant

Funds held in safeguarded account for no more than 3 hours

Managed hundreds of millions of dollars in payments

All payments made through CardUp are held to the highest standards of security

Licensed as a Major Payment Institution by the Monetary Authority of Singapore

How does CardUp help you earn more rewards? 

CardUp lets you earn rewards on your credit card for payments where:

  1. credit cards are not typically accepted
  2. rewards are typically not given

Payments such as:

  • Rent & Rental deposits
  • Insurance premiums
  • Taxes
  • Education fees
  • Mortgage & Car loans
  • Payroll
  • Supplier invoices
  • Business services
  • ...and more!

Scroll down to learn more about CardUp

Is there a fee?

Yes, there is a small fee per transaction to cover processing costs, as well as to provide a secure and reliable service for your everyday use.

However, the rewards can easily outweigh this fee - here's how:

Miles cardCashback card

1 Figures shown are for illustrative purposes only, actual cost and redemption rates may vary by dates.
2 CardUp charges a processing fee per transaction to enable card payments in places where you couldn't use your card before. 
Calculations are based on 2.25% CardUp fee. (S$61,800 x 2.25% = S$1,390)

Michelle wishes to earn miles on her rent, insurance and tax amounting to $61,800 annually — but most credit cards don't give rewards on these payments.

She discovers CardUp and now racks up additional miles by shifting these payments to her card. With the miles earned, she redeems a return business flight to Tokyo worth S$4,000. Although she pays a fee2 to use CardUp, she still saves over 60% on the business class flight! 

Michelle is a miles chaser 
and she loves travelling

Let's see how she can save over 60% on a business class flight!

1

2

Her card gives 1.4 miles per dollar spent — this means she's missing out on over 86,500 miles1 every single year.

3

3 Figures shown are for illustrative purposes only, actual cost and redemption rates may vary by dates.
4 CardUp charges a processing fee per transaction to enable card payments in places where you couldn't use your card before. 
Calculations are based on 2.25% CardUp fee. (S$61,800 x 2.25% = S$1,390)

3 Figures shown are for illustrative purposes only, actual cost and redemption rates may vary by dates.
4 CardUp charges a processing fee per transaction to enable card payments in places where you couldn't use your card before. 
Calculations are based on 2.25% CardUp fee. (S$61,800 x 2.25% = S$1,390)

Nick is a cashback lover 
and he loves to save.

Let's see how he manages to save over S$600 each year on necessary expenses

1

Nick uses a cashback card for his expenses including his rent, insurance premiums and kid's school fee payments amounting to S$2,000 each month. However, his bank does not recognise these as eligible payments.

2

His favourite cashback card rewards him with 5% cashback3. This means that he is missing out on S$1,200 worth of cashback every single year.

3

He shifts these payments onto his cashback card via CardUp. Even though he is charged a small fee4 per transaction, Nick is still able to save over S$600 every year for these payments he's making anyway!

Nick is a cashback lover 
and he loves to save.

Let's see how he manages to save over S$600 each year on compulsory expenses

3 Figures shown are for illustrative purposes only, actual cost and redemption rates may vary by dates.
4 CardUp charges a processing fee per transaction to enable card payments in places where you couldn't use your card before. 
Calculations are based on 2.25% CardUp fee. (S$24,000 x 2.25% = S$540)

Enjoy discounted CardUp fees when you redeem your promo code from now till 30 June 2022!

1.79% CardUp fee* (u.p. 2.6%) 

on all your rent payments from 
now till 30 June 2022

*Valid for all rent payments scheduled on or before 30 June 2022 with due date before 6 July 2022.  See the full terms and conditions here.
*By submitting this form, you agree to receive marketing emails from CardUp. You have the option to opt-out at any time. For more details refer to our Privacy Policy

1 Figures shown are for illustrative purposes only, actual cost and redemption rates may vary by dates.
2 CardUp charges a processing fee per transaction to enable card payments in places where you couldn't use your card before. 
Calculations are based on 2.25% CardUp fee. (S$61,800 x 2.25% = S$1,390)

3 Figures shown are for illustrative purposes only, actual cost and redemption rates may vary by dates.
4 CardUp charges a processing fee per transaction to enable card payments in places where you couldn't use your card before. 
Calculations are based on 2.25% CardUp fee. (S$24,000 x 2.25% = S$540)

It's really easy to use CardUp

Set up payment

Credit card charged

CardUp charges your card plus a CardUp fee three business days before your payment due date.

Recipient gets paid

Your recipient receives the funds by bank transfer, without the need to register with CardUp.

Sit back and earn miles, points or cashback on your credit card for every payment made!

You earn rewards

1

2

Create a free account and enter your payment details. 
Payments can be made in advance, or on recurring schedules.

4

3

Get started