Pay your rent, insurance, tax and more with your DBS/POSB Card

Supported by partnerships across Singapore

Pay with your credit card - even where cards are not accepted

and earn miles for your next holiday destination

View offer

Contact us 
(+65)  3163 9289
hello@cardup.co

Enjoy lowered rates on your payment on CardUp from now till 28 February 2022

CardUp accepts all major credit cards

©  CardUp Pte Ltd

As featured on

"...the platform acts as a link between cardholders and merchants that don't accept credit cards."

"Tech companies, with their scale, speed to market and digital ethos, have been able to address this and launch payment products in competition with traditional banks."

"...CardUp allows users to make credit card payments to recipients that do not accept cards, such as landlord..."

"...CardUp is a platform that allows consumers to pay for their rents and other expenses by credit card..."

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How does CardUp help you earn more rewards? 

CardUp lets you earn rewards on your credit card for payments where:

  1. credit cards are not typically accepted
  2. rewards are typically not given

Payments such as:

  • Insurance premiums
  • Income tax
  • Education fees
  • Condo fees
  • Car loans
  • Helper salaries
  • Utilities
  • ...and more!

Is there a fee?

Yes, there is a small fee per transaction to cover processing costs, as well as to provide a secure and reliable service for your everyday use.

However, the rewards can easily outweigh this fee - here's how:

Miles cardCashback card

1 Figures shown are for illustrative purposes only, actual cost and redemption rates may vary by dates.
2 CardUp charges a processing fee per transaction to enable card payments in places where you couldn't use your card before. 
Calculations are based on 2.25% CardUp fee. (S$61,800 x 2.25% = S$1,390)

Michelle wishes she could earn miles on her insurance, tax and mortgage amounting to $61,800 annually — but most credit cards don't give rewards on these payments. In fact, she can't even use her card on some.

She discovers CardUp and now racks up additional miles by shifting these payments to her card. With the miles earned, she redeems a return business flight to Tokyo worth S$4,000. Although she pays a fee2 to use CardUp, she still saves over 60% on the business class flight! 

Plus, by using a card that gives miles that don't expire, Michelle can rack up miles and hold them till travel resumes!

Michelle is a miles chaser 
and she loves travelling

Let's see how she can save over 60% on a business class flight!

1

2

Her card gives 1.4 miles per dollar spent — this means she's missing out on over 86,500 miles1 every single year.

3

3 Figures shown are for illustrative purposes only, actual cost and redemption rates may vary by dates.
4 CardUp charges a processing fee per transaction to enable card payments in places where you couldn't use your card before. 
Calculations are based on 2.25% CardUp fee. (S$61,800 x 2.25% = S$1,390)

3 Figures shown are for illustrative purposes only, actual cost and redemption rates may vary by dates.
4 CardUp charges a processing fee per transaction to enable card payments in places where you couldn't use your card before. 
Calculations are based on 2.25% CardUp fee. (S$61,800 x 2.25% = S$1,390)

Nick is a cashback lover 
and he loves to save.

Let's see how he manages to save over S$600 each year on necessary expenses

1

Nick wishes he could save more each month. He uses a cashback card for many of his expenses including his insurance premiums and kid's school fee payments amounting to S$2,000 each month. However, his bank does not recognise these as eligible payments.

2

His favourite cashback card rewards him with 5% cashback3. This means that he is missing out on S$1,200 worth of cashback every single year just imagine what you can do with this amount!

3

He shifts these payments onto his cashback card via CardUp. Even though he is charged a small fee4 per transaction, Nick is still able to save over S$600 every year for these payments he's making anyway!

Nick is a cashback lover 
and he loves to save.

Let's see how he manages to save over S$600 each year on compulsory expenses

5Valid until 28 February 2022. Offer is applicable on the first S$30,000 of the payment.
 See the full terms and conditions here.

Exclusively for DBS/POSB Cardmembers



DBSCARDUP

Redeem offer

For New-to-CardUp customers

For Existing CardUp customers

1.70%
CardUp fee5 on your one-off payment or 
1st payment of recurring series with code:  



DBSCARDUPNEW

1.80%
CardUp fee6 on the first two payments of a recurring series with code:  

Scroll down to learn more

6Valid until 28 February 2022. Weekly or monthly recurring series only. Offer is applicable on the first S$30,000 of the payment. See the full terms and conditions here.

Redeem offer

3 Figures shown are for illustrative purposes only, actual cost and redemption rates may vary by dates.
4 CardUp charges a processing fee per transaction to enable card payments in places where you couldn't use your card before. 
Calculations are based on 2.25% CardUp fee. (S$24,000 x 2.25% = S$540)

1 Figures shown are for illustrative purposes only, actual cost and redemption rates may vary by dates.
2 CardUp charges a processing fee per transaction to enable card payments in places where you couldn't use your card before. 
Calculations are based on 2.25% CardUp fee. (S$61,800 x 2.25% = S$1,390)

All payments made through CardUp meet the highest standards of security

Licensed as a Major Payment Institution by the Monetary Authority of Singapore

Bank standard security - PCI compliant

Funds held in safeguarded account for no more than 3 hours

Managed hundreds of millions in payments

3 Figures shown are for illustrative purposes only, actual cost and redemption rates may vary by dates.
4 CardUp charges a processing fee per transaction to enable card payments in places where you couldn't use your card before. 
Calculations are based on 2.25% CardUp fee. (S$24,000 x 2.25% = S$540)

Miles, points and cashback on payments is subject to the respective DBS/POSB Credit Card Terms & Conditions.

It's really easy to use CardUp

Set up payment

Credit card charged

CardUp charges your card plus a CardUp fee three business days before your payment due date.

Recipient gets paid

Your recipient receives the funds by bank transfer, without the need to register with CardUp.

Sit back and earn miles, points or cashback on your credit card for every payment made!

You earn rewards

1

2

Create a free account and enter your payment details. 
Payments can be made in advance, or on recurring schedules.

4

3

Get started

5 Figures shown are for illustrative purposes only, actual cost and redemption rates may vary by dates.
6 CardUp charges a processing fee per transaction to enable card payments in places where you couldn't use your card before. 
Calculations are based on 2.25% CardUp fee. (S$24,000 x 2.25% = S$540)