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Terms and Conditions for Promo Code - "AMEX21" ("Promotion")

Eligibility to utilise Promo Code "AMEX21":

1.    American Express Card Members targeted for this campaign who have signed up for a personal CardUp account on and have not yet scheduled a payment (“Users”) are eligible to enjoy the 2.1% discounted fee on their first payment of minimum S$1,000 and maximum S$20,000 on CardUp using The American Express® Platinum Reserve, The American Express® Platinum Credit Card, The American Express® Singapore Airlines KrisFlyer Ascend Credit Card and The American Express® Singapore Airlines KrisFlyer Credit Card (“Eligible Card”), in accordance with the following Terms & Conditions. CardUp charges a 2.6% processing fee for any payment amount above S$20,000.

2.     The promo code is only valid on payments scheduled on CardUp between 1 November 2019 and 31 January 2020, both dates inclusive. To enjoy the 2.1% discounted fee, the payment due date must be between 1 November 2019 and 31 January 2020, both dates inclusive. The payment due date is the last date on which the payment must arrive at the recipient. Payments must be scheduled on CardUp at least 3 business days in advance of the due date to allow for processing time. 

3.    Promo code may only be redeemed once per User, per CardUp account on their first payment on CardUp.

4.    Users have to enter promo code AMEX21 during the “Schedule payment” process when setting up payment details using an Eligible Card. The discounted fee for the eligible payments will be reflected before User confirms and submits payment.

5.    Promo Codes are not eligible for use on payments made with American Express cards not included in this campaign and credit cards issued outside of Singapore. 

6.     Promo Code is not applicable for use on any additional fees incurred for Next Day payments.

7.     Users to refer to your individual Card Member Agreement Terms and Conditions for details on redemption of Membership Reward points and KrisFlyer miles, respectively.

8.     American Express acts solely as a payment provider and is not responsible or liable in the event that the above described services, activities or benefits are not provided or fulfilled by CardUp. CardUp is solely responsible for the fulfillment of this Offer and all relevant privileges.

General Terms:

1.     CardUp reserves the right to terminate the Promotion, or to vary, delete or add to any of these Terms and Conditions from time to time at its absolute discretion (including without limitation the terms relating to the eligibility of any User and the dates of the Promotion).

2.     CardUp’s decision on all matters relating to this Promotion will be final, conclusive and binding on all Users, and no correspondence shall be entertained. In the event of any inconsistency between these Terms and Conditions and any brochure, marketing or promotional material relating to the Promotion, these Terms and Conditions will prevail.

3.     CardUp, its employees and campaign organisers shall not be liable for any loss, damage, or any injury that may be sustained by the User or by any person in connection with the Promotion.

4.     The User acknowledges and agrees that the collection, use, storage and disclosure of his/her personal data shall be governed by the terms of CardUp’s Privacy Policy.

5.      The User acknowledges and agrees that, in addition to the above-mentioned terms, they must abide by the requirements of CardUp's general Terms of Service 

6.     "CardUp" refers to CardUp Pte Limited, a company registered in Singapore.

7.     These Terms and Conditions shall be governed by Singapore law and each User irrevocably submits to the non-exclusive jurisdiction of the courts of Singapore in respect thereof. A person who is not a party to any agreement governed by these Terms and Conditions shall have no right under the Contracts (Rights of Third Parties) Act (Cap.53B) to enforce any of these Terms and Conditions.

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