Earn miles for a return business class flight - for 60% less!
Supported by partnerships across Singapore
¹Outstanding income tax balance must be paid in full in accordance to your Statement of Account
² CardUp charges a processing fee per transaction
³ Figures shown are for illustrative purposes only, actual cost and redemption rates may vary by dates.
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It's really easy to use CardUp
Set up payment
Credit card charged
CardUp charges your card plus a CardUp fee three business days before your payment due date.
Recipient gets paid
Your recipient receives the funds by bank transfer, without the need to register with CardUp.
Sit back and earn miles, points or cashback on your credit card for every payment made!
You earn rewards
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Create a free account and enter your payment details.
Payments can be made in advance, or on recurring schedules.
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How does CardUp help you earn more rewards?
CardUp lets you earn rewards on your credit card for payments where:
Payments such as:
Why is there a fee?
Yes, there is a small fee per transaction to cover processing costs, as well as to provide a secure and reliable service for your everyday use.
However, the rewards can easily outweigh this fee - here's how:
Michelle wishes she could earn miles on her insurance, tax and mortgage amounting to $61,800 annually — but most credit cards don't give rewards on these payments. In fact, she can't even use her card on some.
She discovers CardUp and now racks up additional miles by shifting these payments to her card. With the miles earned, she redeems a return business flight to Tokyo worth S$4,000. Although she pays a fee4 to use CardUp, she still saves over 60% on the business class flight!
Plus, by using a card that gives miles that don't expire, Michelle can rack up miles and hold them till travel resumes!
3 Figures shown are for illustrative purposes only, actual cost and redemption rates may vary by dates.
4 CardUp charges a processing fee per transaction to enable card payments in places where you couldn't use your card before.
Calculations are based on 2.25% CardUp fee. (S$61,800 x 2.25% = S$1,390)
Maximise your savings with these popular cards used on CardUp!
Contact us
(+65) 3163 9289
hello@cardup.co
All payments made through CardUp meet the highest standards of security
Licensed as a Major Payment Institution by the Monetary Authority of Singapore
Bank standard security - PCI compliant
Funds held in safeguarded account for no more than 3 hours
Managed hundreds of millions in payments
Michelle is a miles chaser
and she loves travelling
1.70%
CardUp fee1 on your one-off payment or
1st payment of recurring series with code:
99CARDUPNEW
1.85%
CardUp fee1 on your one-off payment or
1st payment of recurring series with code:
For New-to-CardUp Customer
2Valid until 30 September 2021. See the full terms and conditions here.
Scroll down to learn more
Let's see how she can take a business class flight at less than half the price!
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Her card gives 1.4 miles per dollar spent — this means she's missing out on over 86,500 miles3 every single year.
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Nick is a cashback lover
and he loves to save.
Let's see how he manages to save over S$600 each year on necessary expenses
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Nick wishes he could save more each month. He uses a cashback card for many of his expenses including his insurance premiums and kid's school fee payments amounting to S$2,000 each month. However, his bank does not recognise these as eligible payments.
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His favourite cashback card rewards him with 5% cashback5. This means that he is missing out on S$1,200 worth of cashback every single year — just imagine what you can do with this amount!
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He shifts these payments onto his cashback card via CardUp. Even though he is charged a small fee6 per transaction, Nick is still able to save over S$600 every year for these payments he's making anyway!
5 Figures shown are for illustrative purposes only, actual cost and redemption rates may vary by dates.
6 CardUp charges a processing fee per transaction to enable card payments in places where you couldn't use your card before.
Calculations are based on 2.25% CardUp fee. (S$24,000 x 2.25% = S$540)
Nick is a cashback lover
and he loves to save.
Let's see how he manages to save over S$600 each year on compulsory expenses
1Valid until 30 September 2021. First 99 redemptions only. See the full terms and conditions here.
3 Figures shown are for illustrative purposes only, actual cost and redemption rates may vary by dates.
4 CardUp charges a processing fee per transaction to enable card payments in places where you couldn't use your card before.
Calculations are based on 2.25% CardUp fee. (S$61,800 x 2.25% = S$1,390)
3 Figures shown are for illustrative purposes only, actual cost and redemption rates may vary by dates.
4 CardUp charges a processing fee per transaction to enable card payments in places where you couldn't use your card before.
Calculations are based on 2.25% CardUp fee. (S$61,800 x 2.25% = S$1,390)
3 Figures shown are for illustrative purposes only, actual cost and redemption rates may vary by dates.
4 CardUp charges a processing fee per transaction to enable card payments in places where you couldn't use your card before.
Calculations are based on 2.25% CardUp fee. (S$61,800 x 2.25% = S$1,390)
5 Figures shown are for illustrative purposes only, actual cost and redemption rates may vary by dates.
6 CardUp charges a processing fee per transaction to enable card payments in places where you couldn't use your card before.
Calculations are based on 2.25% CardUp fee. (S$24,000 x 2.25% = S$540)
For Existing CardUp Customer
99CARDUP
1Valid until 31 December 2021. Promo code is only valid when applied using a Wirex Visa card. For 1st $10,000 worth of payment only. See the full terms and conditions here.
2See the full terms and conditions here.
Earn 2% Crytoback™ rewards (in WXT) when you use your Wirex Visa card on CardUp
CardUp fee1 on your one-off payment or
1st payment of recurring series using code:
WIREXCARDUP
Exclusive Partnership with
Don't have a Wirex Visa card?
Sign up here and get S$25 in WXT2
1.60%
is a worldwide digital payment platform and regulated institution, that has forged new rules in the digital payments space. In 2015, the firm developed the world’s first contactless payment card that gives users the ability to seamlessly spend crypto and traditional currencies in real life.
WXT is a unique, multi-blockchain cryptocurrency, that allows you to unlock exclusive crypto rewards - and access to a new generation of decentralised finance ecosystems.
Pay your rent, insurance, tax and more with your Wirex Visa card
Supported by partnerships across Singapore
Earn 2% in Cryptoback™ rewards for all transactions made on CardUp, regardless of your subscription plan on X-tras till 31 December 2021
and earn miles for your next holiday destination
Scroll down to learn more