Earn miles for a return business class flight - for 60% less!

Nick uses his credit card on CardUp to pay his income tax¹ and insurance amounting to $61,200 yearly

His card rewards him with 1.5 miles per dollar spent, earning him 94,100 miles for these payments

Nick is able to take off on a business class flight to Tokyo worth $4,000³ at only $1,591 in CardUp fees²!

¹Outstanding income tax balance must be paid in full in accordance to your Statement of Account  
² CardUp charges a processing fee per transaction
³ Figures shown are for illustrative purposes only, actual cost and redemption rates may vary by dates.

It's really easy to use CardUp

Set up payment

Credit card charged

CardUp charges your card plus a CardUp fee three business days before your payment due date.

Recipient gets paid

Your recipient receives the funds by bank transfer, without the need to register with CardUp.

Sit back and earn miles, points or cashback on your credit card for every payment made!

You earn rewards

Create a free account and enter your payment details. 
Payments can be made in advance, or on recurring schedules.

How does CardUp help you earn more rewards?

CardUp lets you earn rewards on your credit card for payments where:

1. credit cards are not typically accepted
2. rewards are typically not given

Payments such as:

• Insurance premiums
• Income tax
• Education fees
• Condo fees

Why is there a fee?

Yes, there is a small fee per transaction to cover processing costs, as well as to provide a secure and reliable service for your everyday use.

However, the rewards can easily outweigh this fee - here's how:

Michelle wishes she could earn miles on her insurance, tax and mortgage amounting to $61,800 annually — but most credit cards don't give rewards on these payments. In fact, she can't even use her card on some.

She discovers CardUp and now racks up additional miles by shifting these payments to her card. With the miles earned, she redeems a return business flight to Tokyo worth S$4,000. Although she pays a fee⁴ to use CardUp, she still saves over 60% on the business class flight! 

Plus, by using a card that gives miles that don't expire, Michelle can rack up miles and hold them till travel resumes!

³ Figures shown are for illustrative purposes only, actual cost and redemption rates may vary by dates.
⁴ CardUp charges a processing fee per transaction to enable card payments in places where you couldn't use your card before. 
Calculations are based on 2.25% CardUp fee. (S$61,800 x 2.25% = S$1,390)

Maximise your savings with these popular cards used on CardUp!

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All payments made through CardUp meet the highest standards of security

Licensed as a Major Payment Institution by the Monetary Authority of Singapore

Bank standard security - PCI compliant

Funds held in safeguarded account for no more than 3 hours

Managed hundreds of millions in payments

Michelle is a miles chaser 
and she loves travelling

1.70%
CardUp fee¹ on your one-off payment or 
1st payment of recurring series with code:  

99CARDUPNEW

• Car loans
• Helper salaries
• Utilities
• ...and more!

1.85%
CardUp fee¹ on your one-off payment or 
1st payment of recurring series with code:  

For New-to-CardUp Customer

^{2Valid until 30 September 2021. See the full terms and conditions here.}

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Let's see how she can take a business class flight at less than half the price!

Her card gives 1.4 miles per dollar spent — this means she's missing out on over 86,500 miles³ every single year.

Nick is a cashback lover 
and he loves to save.

Let's see how he manages to save over S$600 each year on necessary expenses

Nick wishes he could save more each month. He uses a cashback card for many of his expenses including his insurance premiums and kid's school fee payments amounting to S$2,000 each month. However, his bank does not recognise these as eligible payments.

His favourite cashback card rewards him with 5% cashback⁵. This means that he is missing out on S$1,200 worth of cashback every single year — just imagine what you can do with this amount!

He shifts these payments onto his cashback card via CardUp. Even though he is charged a small fee⁶ per transaction, Nick is still able to save over S$600 every year for these payments he's making anyway!

⁵ Figures shown are for illustrative purposes only, actual cost and redemption rates may vary by dates.
⁶ CardUp charges a processing fee per transaction to enable card payments in places where you couldn't use your card before. 
Calculations are based on 2.25% CardUp fee. (S$24,000 x 2.25% = S$540)

Nick is a cashback lover 
and he loves to save.

Let's see how he manages to save over S$600 each year on compulsory expenses

^{1Valid until 30 September 2021. First 99 redemptions only. See the full terms and conditions here.}

³ Figures shown are for illustrative purposes only, actual cost and redemption rates may vary by dates.
⁴ CardUp charges a processing fee per transaction to enable card payments in places where you couldn't use your card before. 
Calculations are based on 2.25% CardUp fee. (S$61,800 x 2.25% = S$1,390)

³ Figures shown are for illustrative purposes only, actual cost and redemption rates may vary by dates.
⁴ CardUp charges a processing fee per transaction to enable card payments in places where you couldn't use your card before. 
Calculations are based on 2.25% CardUp fee. (S$61,800 x 2.25% = S$1,390)

³ Figures shown are for illustrative purposes only, actual cost and redemption rates may vary by dates.
⁴ CardUp charges a processing fee per transaction to enable card payments in places where you couldn't use your card before. 
Calculations are based on 2.25% CardUp fee. (S$61,800 x 2.25% = S$1,390)

⁵ Figures shown are for illustrative purposes only, actual cost and redemption rates may vary by dates.
⁶ CardUp charges a processing fee per transaction to enable card payments in places where you couldn't use your card before. 
Calculations are based on 2.25% CardUp fee. (S$24,000 x 2.25% = S$540)

For Existing CardUp Customer

99CARDUP

¹Valid until 31 December 2021. Promo code is only valid when applied using a Wirex Visa card. For 1st $10,000 worth of payment only. See the full terms and conditions here.
²See the full terms and conditions here.

Earn 2% Crytoback™ rewards (in WXT) when you use your Wirex Visa card on CardUp

CardUp fee¹ on your one-off payment or 
1st payment of recurring series using code:  

WIREXCARDUP

Exclusive Partnership with

Don't have a Wirex Visa card? 
Sign up here and get S$25 in WXT²

1.60%

^{is a worldwide digital payment platform and regulated institution, that has forged new rules in the digital payments space. In 2015, the firm developed the world’s first contactless payment card that gives users the ability to seamlessly spend crypto and traditional currencies in real life.}

^{WXT is a unique, multi-blockchain cryptocurrency, that allows you to unlock exclusive crypto rewards - and access to a new generation of decentralised finance ecosystems.}

Pay your rent, insurance, tax and more with your Wirex Visa card

Earn 2% in Cryptoback™ rewards for all transactions made on CardUp, regardless of your subscription plan on X-tras till 31 December 2021

and earn miles for your next holiday destination

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