Join your friend on CardUp 

and redeem your gift!

#rent, #school fees, #condo fees, #taxes, #insurance

Already have an account? Log in here.

01 Sign up for free

Sign up for your free account and complete your profile. Apply the invite promo code you received when you schedule your first payment* to save

How it works

Get S$200 off the CardUp fee if you are a business user, or S$30 if you are a personal user, when you make your first payment*. This discount on the CardUp fee will be reflected before you confirm your payment*.

02 Get S$200 or S$30 off CardUp fee

Share your own invite promo code with your friends and get S$200 off your next payment* if your friend signs up for a business account, and S$30 off if your friend signs up for a personal account. Save up to S$4,000* with our CardUp referral program!

03 Share your code

Enjoy upsize referral incentives until 30 June 2023

Join your friend on CardUp and redeem your gift!

How does CardUp help you earn more card rewards?

CardUp lets you use your credit card on payments that do not accept cards, letting you earn credit card miles, rewards or points that you would have otherwise missed out on!

  • Income tax 
  • Insurance premiums
  • Education fees
  • Rent
  • Condo fees
  • Helper salaries
Redeem invite offer

CardUp makes earning card rewards simple

Set up payment

Credit card charged

CardUp charges your card plus a CardUp fee to enable your card payments to be made.

Recipient gets paid

Your recipient receives the funds by bank transfer in as soon as one business day, without the need to register with CardUp.

Sit back and earn miles, points or cashback on your credit card for every payment made!

You earn rewards

Redeem invite offer



Create a free account and enter your payment details. Payments can be made in advance, or on recurring schedules.



More features that users love

Reward assurance

Simple pricing

Flexible schedule

Bank-standard security

All CardUp payments are eligible for the base earn rate of miles, points and Cashback on most credit cards

Only pay per transaction, with no separate set up or platform fees

Set up one-off payments or schedule them in advance

Be assured with our PCI-DSS compliant platform

As featured on:

Read more

The Business Times

"...leverage on payment facilities such as CardUp, which you can use to pay for bills such as income tax, rent or tuition fees and earn points while doing so."

Read more

The Straits Times

"CardUp provides individuals and businesses an opportunity to earn credit card rewards, access interest-free credit and digitise payments - making big payments rewarding."

Read more

Asia One

"Tuition fees can be painful to pay, but there's no reason why you can't invest in your miles balance at the same time you invest in your future"

Read more

“...the platform acts as a link between cardholders and merchants that don't accept credit cards.”

  • Utilities
  • Supplier Invoices
  • Payroll
  • Corporate Tax 
  • GST
  • ...and more!
Get started

*Click here for full terms and conditions

Contact us 
(+65)  3163 9289

CardUp accepts all major credit cards

©  CardUp Pte Ltd

For a limited time only*, 

you can receive up to S$50 GrabFood Voucher for each contact you successfully refer to us during the July Flash Referral Campaign period

For every personal referee

In addition to the S$30 CardUp credit, you can receive S$15 GrabFood voucher for each personal user you successfully refer

For every business referee

In addition to the S$200 CardUp credit, you can receive S$50 GrabFood voucher for each business user you successfully refer

*This campaign will run from 9 July 2021 to 31 July 2021. See the full terms and conditions of the July Flash referral campaign here

Get started

Use your friend's referral code and...

Start referring

*Limited to the first 20 Referees per Referrer, regardless if the Referee is a Personal or Business User. Click here for full terms and conditions. S$200 if you are a Business User

You will enjoy S$200 off your first payment* and your friend will receive a S$200 off for referring you.

Limited time offer: save S$200 (usual S$100) 
ends 30 June 2023 S$30 if you are a Personal User

You will enjoy S$30 off your first payment* and your friend will receive a S$30 off for referring you.

Limited time offer: S$30 (usual S$20) 
ends 30 June 2023