Business payments made easy, with CardUp

CardUp digitises your payment processes and enables invoice payment or collection by card, in places where cards are not accepted today.

CardUp digitises your payment processes and enables invoice payment or collection by card, in places where cards are not accepted today.

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Business payments made easy, with CardUp

CardUp is a Visa-approved BPSP partner for all your business payment needs - speak to us to unlock rates only available on your Visa Commercial Cards

Earn miles for a return business class flight - for 60% less!

Supported by partnerships across Singapore

Nick uses his credit card on CardUp to pay his income tax1 and insurance amounting to $61,200 yearly

His card rewards him with 1.5 miles per dollar spent, earning him 94,100 miles for these payments

Nick is able to take off on a business class flight to Tokyo worth $4,0003 at only $1,591 in CardUp fees2!


¹Outstanding income tax balance must be paid in full in accordance to your Statement of Account  
CardUp charges a processing fee per transaction

³ Figures shown are for illustrative purposes only, actual cost and redemption rates may vary by dates.




CardUp makes it simple to accept credit card payments

Set up payment

Customers pay

Share your customised payment link directly with your customers on your invoices of website. No technical integrations are needed to start accepting payments.

Receive payments

Each payment from your customers are then automatically deposited into your bank account individually, within 3 business days.

Receive real-time updates via email, and monitor all past and upcoming payments on your dashboard.

Monitor payments




Create a free CardUp account, and request for 'Collect Payment' access from the dashboard.



Features to take care of all your business payments, domestic and international

Don't take our word for it - here's what our other customers are saying about us!

Hmlet, Head of Finance

"CardUp allows us to offer our card payments as an option, and to reconcile receivables in our accounting software automatically. I highly recommend CardUp for any business looking for automation and scalability."

Don't take our word for it - here's what our customers are saying about us!

What is CardUp?

CardUp is a credit card enablement platform for all your business payments and receivables needs:

However, the rewards you can now earn on your cards will easily outweigh this fee - here's how!

Michelle uses her credit card on CardUp to pay her insurance premiums, income tax and education fees amounting to HK$320,000

Her card rewards her with 1.5 miles per dollar spent, earning her over 94,000 miles for these payments

Michelle is able to take off on a business class flight to Tokyo worth over $3,500 at only $1,390 in CardUp fees!

Get started with CardUp

We will be in touch to help your business start making and collecting credit card payments! 

Paula's Choice, Team Lead

"CardUp's unique platform helps optimise cash flow. There are many ways credit limits can be utilised properly, especially in a small team to keep operations running smoothly."

Aviation Virtual, MD

"While my business only receives payments when project milestones are met, we still need to pay incurred expenses every month. Through CardUp, I’m able to minimise imminent cash flow gaps and keep my business running without disruption."

Get in touchGet started

Collecting payments

Optimise cash flow
Defer payments through leveraging interest-free periods on cards

Save time with digitisation
No need to manually process cash or cheque payments

Cost savings via rewards
Earn miles, points and cashback on business payments

Making payments

Reduce late payments
Provide customers with a credit and recurring payment option

Offer flexibility
Offer card payments at zero fees and no operational setup

Simplify receivables
Reduce payment processing times and ease reconciliation

How CardUp works

Your customers are now able to pay by credit card online, while you continue receiving payments via bank transfers

Your customers make credit card payments through your customised payment link.

All payments are held to the highest standard of security, and is PCI-DSS compliant

Within 3 business days from each payment, CardUp makes a bank transfer directly to your business' bank account.

There are no operational disruptions to current processes.

Enjoy full flexibility for the CardUp fee per transaction

CardUp charges a 2.8% fee per transaction*, and this fee can be split any way between the customer and your business.

Your business absorbs the full 2.8% fee

...or split the fee any way you like!

Customers pay the 2.8% fee

Your business gets to collect card payments for free, while your customers enjoy extended payment terms through leveraging on the interest-free periods on their cards!

Your customers get to enjoy free credit card payments, while your business enjoys the digitisation of receivables

What this means for your business


Supplier portal

Manage all of your suppliers and invoices in one portal for easier payment

Payment export

Download all payments easily in CSV format for accounting or reporting purposes

Add team members and assign different rights to view, manage and track payments

Team management

Monitor payments

Track and monitor all past and upcoming payables and receivables on your dashboard

Option to make or receive payments on the next business day for urgent payments

Next-day payments


Customers can set up automated recurring payments, or even pay as a guest


No technical or developmental set up needed, with no operational disruptions

Funds directly received

Funds are directly deposited, with no need for a bank merchant account

Reliable support

Professional phone and email support from our team to help you in every step

*The 2.8% fee applies to payments made with a Hong Kong-issued Visa or Mastercard.
A 3.7% fee applies to all other payments made with an internationally-issued Visa or Mastercard, or any American Express Cards 


Digitise invoice processing, automate invoice approvals and accelerate vendor payments

Streamline your payments workflow for both domestic and international recipients

Collect card payments with no technical setup or fees

Integrate with your existing ERP and accounting softwares with CardUp API

Cross-border payments

Make multi-currency international payments to dozens of corridors including to China, US and Europe

API integration

Integrations with the most popular ERP softwares for seamless two-way data

Invoice digitisation

OCR-enabled invoice scanning to digitise your physical invoices in just a few clicks

Who can you pay with CardUp?

With CardUp, you can shift payments currently made by cash, cheque or bank transfers onto your credit cards...

Rent  & rental deposits




Season Parking

Car Loans


Set up payment

Get in touch with us to set up your free account.  and enter your payment details. Payments can be made in advance, or on recurring schedules.


Credit card charged

CardUp charges your card plus a CardUp fee three business days before your payment due date.


Recipient gets paid

Your recipient receives the funds by bank transfer, without the need to register with CardUp.


You pay back later

While your recipient has already received your payment on time, you only pay when your next credit card bill is due.

All payments made through CardUp are held to the highest standards of security

Bank standard security - PCI compliant

Funds held in safeguarded account for no more than 3 hours

Managed hundreds of millions in payments

...and by working with licensed remittance partners, CardUp lets you use your credit card for domestic, international and cross-currency payments

Hong Kong (HKD)

China (RMB / USD)

Philippines (PHP / USD)

Indonesia (IDR / USD)

Vietnam (VND / USD)

Malaysia (MYR / USD)

Taiwan (TWD / USD)

South Korea (KRW / USD)

India (INR / USD)

United States (USD)

Australia (AUD / USD)

United Kingdom (GBP / USD)

Singapore (SGD / USD) many more!

Get in touch to get full list of supported countries

Supplier invoices


Property management fees

Stamp duty

Business services

...and more

Banks we work with in the region

Contact us 
(+65)  3163 9289

©  CardUp Pte Ltd