Use your existing credit cards to finance your business

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01 Sign up & Schedule payment

Schedule one time or recurring payments. No lengthy approvals and no registration is needed by your recipients.

02 CardUp pays

Your card is charged for your payment amount plus a 2.6% processing fee. We pay your recipient by bank transfer on the due date. 

03 Pay your credit card bill later

Extend your cashflow by paying only when your next card bill is due. Earn points or cash rebates from your credit card.

How CardUp works

Take the next step with CardUp

Deal with volatile cash flow and seasonal demand cycles

Earn points or cash rebates

01 Sign up & Schedule payment

Schedule one time or recurring payments. No lengthy approvals and no registration is needed by your recipients.

We pay your recipient by bank transfer on the due date. Your card is charged for your payment amount plus a 2.6% processing fee. 

02 CardUp pays

03 Pay your credit card bill later

Extend your cashflow by paying only when your next card bill is due. Earn extra points or cash rebates from your credit card.

Supported by partnerships across Singapore

Supported by partnerships across Singapore

CardUp allows you to make credit card payments for...

...while you enjoy the benefits of using your credit cards

Pay salaries, rent and more with your credit card, even if your recipient doesn't accept cards

Instant financing with no lead time

No lengthy application processes or heavy collateral and documentation needed

Interest-free credit up to 59 days

Make payments on time, and enjoy 0% interest on your credit card until your next bill is due

Earn credit card rewards

Enjoy miles, cashback or reward points on your existing credit cards for business expenses

"...there are many ways credit limits can be utilised properly to keep operations going smoothly, and CardUp delivers important value to any business owner..."

Get started for free

Interest-free up to 55 days

Your invoices get paid on time, and you get to enjoy up to 55 days of interest-free funds until your credit card bill is due. 

Instant access to ready funds

By tapping on your pre-approved credit on your credit cards, there's no lead time required for you to get the funds you require when you need them the most.

Increased productivity

Your payments get a digital trail, making for easier tracking and reconciliation, saving precious hours each month.

How it worksLearn more

- Jeremy Tan, Paula's Choice

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Use code:

to get $100 off* your CardUp fee (u.p. 2.6%) when you schedule your first business payment with us!

Get started for free

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More efficiency in the workplace

Eliminate manual cheques and track your payments digitally in the cloud

*Terms and Conditions apply.

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