Interest-free up to 55 days
Your invoices get paid on time, and you get to enjoy up to 55 days of interest-free funds until your credit card bill is due.
Instant access to ready funds
By tapping on your pre-approved credit on your credit cards, there's no lead time required for you to get the funds you require when you need them the most.
Increased productivity
Your payments get a digital trail, making for easier tracking and reconciliation, saving precious hours each month.
Pay rent, salaries, supplier invoices and more with your credit card
Supported by partnerships across Singapore
and earn miles for your next holiday destination
Improve working capital and earn rewards on your business expenses
How it works
Set up payment
Credit card charged
CardUp charges your card plus a CardUp fee* three business days before your payment due date.
Recipient gets paid
Your recipient receives the funds by bank transfer, without the need to register with CardUp.
While your recipient has already received your payment on time, you only pay when your next credit card bill is due and earn rewards on your payments.
You pay back later
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Create a free account and enter your payment details. Payments can be made in advance, or on recurring schedules.
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"CardUp has a unique platform that helps optimise cash flow. There are many ways credit limits can be utilised properly especially in a small team to keep operations going smoothly. Great product, excellent service too. Would recommend!"
Paula's Choice
The Fifth Collection
"With CardUp, we’ve been able to convert most of our monthly business expenses into credit card charges, capturing the miles on these payments to reduce overall travel expenses for our business."
*CardUp charges a fee per transaction to cover the processing costs and to provide a secure service.
Free up cash and earn rewards on business expenses
Maximise your card rewards
Free up your cash on hand
Digitise and automate your payments
Accept card payments for your business
Earn up to 5% cashback or 1.6 miles per dollar on your existing cards with CardUp
Hold on to cash longer when you pay with your credit card and optimise working capital
Remove cheque and cash payments, save time and simplify your payment processes
Let your customers pay by card with no fees or hassle for your business
...letting you enjoy the benefits of using your credit cards for all your business expenses
Enjoy discounted CardUp fees on your first payment from now till 10 May 2021!
*Valid on first payment of minimum S$1,000. View full Terms and Conditions here.
Enjoy $250 off CardUp fee (u.p. 2.6%) on your first business payment
Use promo code:
Exclusively for TWC users
COVID-19 Support Package for our business users
CardUp is committed to assisting our business users through COVID-19.
Get lowered fees starting at 0.9% (u.p. 2.6%) on your rental and 1.45% on your payroll, supplier invoice and business tax payments. We hope these support initiatives will be able to help your business with cash flow, and tide through this period of time.
Maximise your card rewards
Free up your cash on hand
Digitise and automate your payments
Earn up to 5% cashback or 1.4 miles per dollar on your existing cards with CardUp
Pay business expenses on time while deferring cash outflow until your card is due up to 2 months later
Remove cheque and cash payments, save time and simplify your payment processes
Benefits of using your credit cards for all your domestic and overseas business expenses
CardUp supports payments to recipients in:
Malaysia (MYR)
Hong Kong (HKD)
Australia (AUD)
United States (USD)
...and more
Schedule a free demo session
Get in touch with us and learn more about how other companies are using CardUp to keep their operations running smoothly
With CardUp, you can shift domestic and international payments currently made by cash, cheque or bank transfers onto your credit cards
Rent & rental deposits
Payroll
Insurance
Electricity
Season Parking
Car Loans
Supplier invoices
Taxes
MCST fees
Stamp duty
Business services
...and more
CardUp accepts all major credit cards
Bank standard security - PCI compliant
Funds held in safeguarded account for no more than 3 hours
Managed hundreds of millions in payments
All payments made through CardUp are held to the highest standards of security
Licensed as a Major Payment Institution by the Monetary Authority of Singapore