The best way to pay overseas recipients with your credit card
Supported by partnerships across Singapore
Schedule one-off or recurring payments in minutes
Set up multiple payments in one go via bulk upload
Assign roles to team members
Get reliable support
- we are here for you!
Track all past and future transactions
Receive real-time payment status updates
"CardUp has a unique platform that helps optimize cash flow. There are many ways credit limits can be utilised properly especially in a small team to keep operations going smoothly. The web platform that enables all this to be done is very intuitive and the SMS function is really very helpful! CardUp delivers important value to any small business owner. Great product, excellent service too. Would recommend!"
- Jeremy Tan | PAULA'S CHOICE
Why use CardUp?
What our customers say...
Manage your payments securely, anytime, anyplace
Bank standard security - PCI
Funds held in trust in a safeguarded account
Managed over $100M of payments
Get full visibility on the amount charged on your cards before making your payment - with no additional markups or transaction caps!
"I would like to compliment the CardUp team for being so efficient and responsive to my request which is always handled so professionally! It is wonderful for my company to be able to improve our cash flow by using CardUp services and the same time earning some rewards. The user interface is clean and user friendly too! Keep up the good work guys!"
- Eugene Soon | TRILOGIC FITNESS
Want to start collecting credit card payments for your business?
Here's how international payments with CardUp works:
No additional FX markups from issuing banks
One of the lowest-in-market fees for overseas payments with your credit cards, with no additional FX markups from your card-issuing banks and schemes.
Transparent transaction costs
Get full visibility on both the amounts charged (SGD) on your card and sent to your recipient - no rude shocks when you receive your card bill!
No transaction caps or limits
Unlike other remittance solutions that impose a limit per transaction, CardUp does not impose a cap for your card payment.
By working with licensed remittance partners, CardUp now lets you use your credit card for international and cross-currency payments
Contact us
(+65) 3163 9289
hello@cardup.co
Make international payments with your credit card on CardUp
Bank standard security - PCI compliant
Funds held in safeguarded account for no more than 3 hours
Managed hundreds of millions in payments
All payments made through CardUp are held to the highest standards of security
Partners with licensed remittance providers with the MAS
Benefits of making international payments using your credit cards with CardUp
By working with licensed remittance partners, CardUp now lets you use your credit card for international payments to your suppliers.
Here's how CardUp compares against other international payment facilities:
If you have a payment of $15,000 to the US:
Telegraphic Transfer
Online Remittance
Credit Card Payments
FX Markup
Transaction Fees
Total effective fees (incl. FX markup)
Credit card rebates
Recipient bank fee: 0.1%
Bank fees: 0.3%
Remittance charge: 0.2%
Total fees: 0.6%
2.8%
Total fees: 3.25%
Bank fees: 2.25%
Network fees: 1%
2.1%
3.6%
4.75%
❌
❌
❌
1.5%
0.8% - 1%
1.5%
0.8% - 1%
From 1.2% per transaction
From 2%
Yes! Earn miles or cashback on your international payments
Directly deposited to recipient's account
The funds are sent directly to your recipient's bank account within just 5 business days.
Better working capital management
By paying with your card, this lets you free up your cash on hand for other initiatives, while you only pay when your card bill is due, upto 58 days later!
Cost savings via credit card rewards
You also get to enjoy credit card rewards such as miles, points or cashback on these payments, bringing you additional cost savings!
Malaysia (MYR / USD)
Vietnam (VND / USD)
Taiwan (TWD / USD)
Australia (AUD / USD)
...plus many more!
Indonesia (IDR / USD)
Philippines (PHP / USD)
South Korea (KRW / USD)
India (INR / USD)
Trusted by thousands of individuals and businesses
Shift your international payments onto your credit cards with CardUp today
1
Select your payment type and enter recipient details
Select the payment type, and input your recipient's country and bank account details
2
Enter the payment details
Enter the payment amount and details. You will see the live exchange rate booked for your payment, and the amount that will be charged in local currency
3
Credit card charged
Your credit card will be charged in your local currency after you set up the payment - with no additional FX markups from your card-issuing banks and schemes!
4
Recipient receives funds
Within 5 business days, your recipient will receive the funds in their bank account, without the need to register with CardUp.
In the meantime, you enjoy the benefits of card payments, such as rewards and extended payment terms!
United Kingdom (GBP / USD)
United States (USD)
China (RMB / USD)
Hong Kong (HKD / USD)
Singapore (SGD / USD / GBP)